You can still qualify! Many individuals who don’t work still pay taxes (disability payments from their employer, pension income). Additionally, in many cases, we are able to transfer credits to a spouse or family member in the instance that the individual with the disability does not pay taxes.

Yes! As long as the individual has been deceased for less than 10 years.

Yes, talk to a specialist today at 1-800-983-1969.

The simple answer is yes. In order to receive a refund, however, you or your supportive spouse / family member need to have been paying taxes in previous years. Just because individuals aren’t working does not mean they haven’t paid taxes.

Paying taxes means any contribution to the CRA as a result of earning income. Individuals who earn working wages, pension income, RRSP income, disability income, and dividend or investment income are some examples that will typically result in paying taxes.

Many people are denied on their first or even second attempts. Often when individuals apply on their own, they are denied as they don’t understand the “tricks” to a successful application. We have a strong track record of getting previously denied individuals approved.

Doctors are often unaware of what criteria is truly necessary to qualify for the DTC. If your doctor is unwilling to sign-off on your application, we will work with them to explain your case and attempt to change their mind.

If you owe money to the government, the CRA will deduct the amount owing from your tax credit refund, and then pay the remaining balance directly to you. For example, if Swift was able to get you a $30,000 refund from the CRA, and you currently owe $10,000 to the CRA, the CRA will issue you a payment of $20,000 reducing your balance owed to the CRA to $0.

Yes! You can still apply but will need to have been paying taxes if you wish to claim a refund from the CRA.

Yes! You can still apply but will need to have been paying taxes if you wish to claim a refund from the CRA.

Yes, individuals can apply for the DTC on their own. The T2201 Tax Credit Certificate is available on the CRA’s website.

This depends on the province of residence, as well as the number of years with the disability. This can range from $1,500 – $45,000.

The DTC is comprised of a Federal tax credit amount and a Provincial tax credit amount.

Individuals can claim 15% of the federal tax credit which equates to $1,235 for 2018.

Individuals can claim 5%-10% of the Provincial tax credit, which equates to $500-$1,500.

Depending on the province of residence, Individuals can expect to earn between $1,700 – $2800 for each year they have suffered with their condition.

An additional amount of approximately $2,000/yr may be claimed if the individual is under 18 years old.

There is no specific list of what conditions can qualify.

Click here for a list of common disabilities and medical conditions that may be approved.

We recommend that you get a doctor immediately. Without a doctor, you will not be able to make a case for DTC approval.

Your doctor is a crucial component of a successful application. Your doctor is required to sign-off on your condition and how it impacts you. Without your doctor’s alignment, you will not gain approval.

Swift charges a contingency partnership fee of 24% + GST on the total refund generated from the CRA. We charge no upfront fee, and no fees at all throughout the process. There is no fee if we are unsuccessful in gaining DTC approval. This partnership agreement is aimed at insuring we are highly motivated to succeed in your application – as we do not get paid unless you do.

Each year going forward you will save between $1,500 and $4,500 in income taxes payable. We do not charge a fee or share in any future DTC benefits. This 100% belongs to you.